February 6th 2012
Each year, Federal Student Aid disburses more than billion in federal aid to eligible students and their families for education beyond high school. This message is brought to you by the US Department of Education.
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February 6th 2012
If you’re thinking that taking out loans will help you to get an education, you may be right. But what you’ll learn may also surprise you. Many college graduates are learning that the reality of the “American Dream” is actually a nightmare. Unless you want to ruin yourself financially, DON’T DO IT!–DON’T TAKE OUT LOANS IN ORDER TO GET A COLLEGE DEGREE! Seriously, there is no guarantee that you’ll get a job, much less a high paying job, upon graduation. There is also (and few people are talking about this) a tremendous amount of discrimination that college grads have no control over. Women, for example, typically are hired for dead-end clerical jobs that prevent them from ever gaining positions of power within most companies. Students who come from poor or working class families typically don’t have the “connections” that are so important for obtaining the really good jobs. Minority students of color face the “dead end job” dilemma that economically oppresses women. And some employers conduct credit checks on potential employees, leaving some college grads with student loan debt unemployable! Knowing all this, graduating from college can leave you with tremendous debt that can not be eliminated by bankruptcy. Even if you find yourself homeless, you will still be required to pay off those loans. Sallie Mae, contrary to popular opinion, is a for profit company. Lenders can sell your loans, add interest and fees onto the balance and make huge profits if you are unable to pay …
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January 26th 2012
President Obama announced a plan to help Americans pay off their student loans more easily. Dean Reynolds reports. Also, personal finance expert Carmen Wong Ulrich speaks about how the plan could help
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January 22nd 2012
Independent Financial Expert, Alvin Hall answers parents and students’ questions on how to survive the financial pressures of university life. New research reveals almost a third of 17 – 25 year olds starting university in the autumn will live at home to save money. A quarter of students-to-be believe that the economy is so bad that getting into debt is inevitable and a third think that soon the costs of going to university will outweigh the benefits. Worryingly, almost half believe that today’s undergraduates will be the most financially disadvantaged for many generations. However, a quarter of students admit that if money was no object they would prefer to live in halls and live an independent life. More than a quarter of new students will be taking a job during term time to help ends meet and one in ten will be seeking employment in the holidays to earn some extra cash for term-time. Distributed by Tubemogul.
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January 20th 2012
This is the VOA Special English Education Report, from voaspecialenglish.com | http Today we talk more about the costs of higher education in the United States. If you missed last week’s report, you can find it on YouTube or at voaspecialenglish.com. Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer. If you follow the news, then you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the Department of Education. The department already makes these federally guaranteed loans for American citizens and permanent legal residents. But since the early nineteen nineties it has also paid private lenders to provide them. Now, as of July first, all new loans will go though the direct loan program only. Officials say the new law will save the government sixty-one billion dollars over ten years. The plan is to use more than half the savings to provide more federal Pell Grants to needy students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges. The new law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent. And the longest repayment period will be shortened from twenty-five years. Any remaining debt will …
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January 12th 2012
She’s no Kristen Wiig, but Sarah channels Suze Orman to give you the skinny on the current state of college education and student loans. Share your student loan story and you may see it in next week’s Clearly SK video!
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January 8th 2012
College loans? Don’t Pay! Sue ‘Em!!: Subscibe for other ways to screw over the government The Ultimate Rubix Cube Challenge! www.youtube.com Greater Expectations!! www.youtube.com Final Cut Angers My Face!! www.youtube.com I Only Watch TV For The Hot Guys!! www.youtube.com Please check out my second channel: www.youtube.com Other Stuff: www.twitter.com www.chengukargbo www.dailybooth.com
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January 3rd 2012
December 25th 2011
In an effort to help offset financial uncertainty, the Obama Administration has released an Executive Order to change the timetable for President’s Bush Income Based Repayment (or IBR) student loan repayment option. The existing law had set the cap at 15% of the borrower’s Adjusted Gross Income, extended the repayment period up to 25 years, and forgave any debt remaining after 25 years. The new version, starting in 2012, will lower monthly payments to 10% of AGI and forgive the debt after 20 years. Find out if this new plan can help.
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December 23rd 2011
Some OF The Loans We Offer PERSONAL LOANS Unsecured Personal Loan – Supreme Advances can help make your dreams a reality with an unsecured personal loan. Whether your plans include a vacation, a major purchase, school or consolidating your bills into one, simple monthly payment – we can…
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December 18th 2011
College students and graduates are drowning in debt with literally no to slim chance of finding or landing that JOB they studied so hard for and then went head over hills in debt to acquire! There is over 0 Billion dollars owed in student loans, more than the total credit card debt for the whole USA! I’m not knocking education at all here but we, the people as a whole are at a turning point in our society! The electronic age is now upon us and it’s time to wake the HELLO up! Now we have smart phones that we can do literally anything on, even watch TV! That was space age technology just a few years ago that we only dreamed about! I can remember when a calculator was called a computer. LOL, and now the computer you’re probably watching this video reading this description on has the capabilities to operate an Apollo and other space craft! Amazing huh! SO! FOR CRYING OUT LOUD, stop allowing yourself to continue being BRAIN WASHED with past Idiosyncrasies because they are working less & less as we excel into the future! Network marketing, multi-level marketing, or direct selling, whatever you wish to call it is the wealth builder of the 21st century! The timing couldn’t be better! Go to www.debbiewoodie.com and look at the most recession proof home based business out there! Best regards! Delbert
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December 13th 2011
Is Kaplan ownership influencing how the Washington Post is covering for-profit colleges? Ana Kasparian and Misty Kingma discuss on TYT University. Source: www.huffingtonpost.com Check out “News Your Should Know” at www.youtube.com and Follow Misty at www.twitter.com/MistyCityLA
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December 4th 2011
President Obama outlined a plan to speed up help for millions of Americans struggling with the cost of higher education. Gwen Ifill discusses the president\’s effort to ease the burden of student loans with \”Generation Debt\” author Anya Kamenetz and Jeff Selingo of the Chronicle of Higher Education.
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November 25th 2011
MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and…
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November 8th 2011
And I would’ve had a cheap education too, if it weren’t for those meddling governments and that dog! CREDITS: Intro by James Cunningham: www.youtube.com Intro music taken from Incompetech: incompetech.com used under the Creative Commons License Titles: “Ibn Al-Noor” & “Merry Go”
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November 4th 2011
www.result.awami.org Board of Intermediate and Secondary Education Lahore which is commonly known as Lahore Board is one of the famous educational boards of Pakistan.First Year and Second Year Results 2011. Result FA Part 1, Result FA Part 2. FSc. Part1 FSc. Part2. Examination Intermediate Part1 and Part2. Exam Result Inter 2011.
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November 3rd 2011
On October 31, 2011, Chairman Kline appeared on Fox & Friends to discuss the impact of the President Obama’s student loan plan and the rising costs of higher education.
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October 31st 2011
According to the Department of Education, an average of 8.8% of student loans from the 2009 school year are now in default. So if you have student loans, are you struggling to repay? Money reporter Jim Robinson has a few ideas to help.
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October 31st 2011
Amidst growing support for the Occupy Wall Street movement throughout the country, President Barack Obama has decided to fast track a proposal to ease the burden on those buried in student loan debt. According to the president’s new plan, people with direct government student loans and government-backed private loans will be able to consolidate the two into one government loan, allowing borrowers a lower government rate and a .5 percent interest rate reduction. The plan will also lower the cap on maximum repayment of loans based on discretionary income from 15 down to 10 percent and forgive remaining debt after 20 years instead of 25.
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October 30th 2011
DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…
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October 27th 2011
The banks were bailed out and now we do not want to bail out students and the 99%.
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October 22nd 2011
Martin Lewis, Head of the Independent Taskforce on Student Finance Information, explains the key changes to student finance at English universities from September 2012
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September 29th 2011
September 24th 2011
Go to www.simpletuition.com to find best rates on private student loans for college.
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September 9th 2011
Inspector General’s Office of the Department of Education apparently now operates similarly to SWAT. Kenneth Wright of Stockton California found himself face to face with this law enforcement unit, which operated similarly to SWAT in an all too violent way. He was woken up at 6am, dragged out of the house, and he and his 3 children were detained all because of overdue student loan payments!
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September 4th 2011
There have been a number of changes to student finance arrangements for UK/EU students. Cambridge is not only cost-effective while you are a student here, but also a fantastic investment in your future. Living costs are relatively low, and there is great financial support available to students from low-income families. Watch our short film to find out more about the costs of studying at Cambridge for UK/EU students, and the financial support we offer. Find out more at www.cam.ac.uk
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August 30th 2011
The video present you a few things you should know about College Loan Consolidation and College Loan Debt Consolidation. Read more here: tinyurl.com
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August 19th 2011
Information about 2012 undergraduate student funding. Phil Davis and Lynne Condell from The National Association of Student Money Advisers (NASMA) answer the top student finance questions they get asked on a daily basis. These answers all relate to the changes to student finance from September 2012.
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August 14th 2011
Student Loan No Cosigner www.thestudentloanscenter.com Instructions on how to obtain a student loan without a cosigner. Even students with bad credit can apply for this type of loan. For more information, please visit thestudentloanscenter.com
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August 10th 2011
Learn more about student loan basics, as well as how to make payments on your loan with Nelnet with this helpful tutorial.
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July 28th 2011
FinancialSurvivalRadio.com The Solari Report’s financial advisor Catherine Austin Fitts tells www.FinancialSurvivalRadio.com how a fundamental shift in how one should go about creating income is now underway in the United States. What should young people consider in this new economy? To hear the entire interview, go to http
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July 17th 2011
College Conspiracy is the most comprehensive documentary ever produced about higher education in the US The film exposes the facts and truth about America’s college education system. ‘College Conspiracy’ was produced over a six-month period by NIA’s team of expert Austrian economists with the help of thousands of NIA members who contributed their ideas and personal stories for the film. NIA believes the US college education system is a scam that turns vulnerable young Americans into debt slaves for life. NIA tracks price inflation in all US industries and there is no industry that has seen more consistent price inflation this decade than college education. After the burst of the Real Estate bubble, student loans are now the easiest loan to receive in the US, and total student loan debts now exceed credit card debts. The government gives out easy student loans to anybody, regardless of grades, credit history, what they are majoring in, and what their job prospects are. NIA believes it is illegal for the US government to be in the student loan business because the US constitution doesn’t authorize it. Just like how the US government created Fannie Mae and Freddie Mac to make housing affordable, but instead drove housing prices through the roof; the US government, by trying to make college more affordable, is accomplishing the exact opposite and driving tuition prices to astronomical levels that provide a negative return on investment. The US has been experiencing 5.15 …
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July 12th 2011
For more videos visit us at jwfinancialcoaching.wordpress.com We talk about an article that found that only two thirds of 2010 law school graduates are working in jobs that required them to pass the bar. In addition 45% of those graudates have excess of 0K in student loan debt.
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July 3rd 2011
Pay your student loans…. or else! SWAT Team Breaks Down Kenneth Wright’s Door Because Of Unpaid Student Loans www.huffingtonpost.com
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July 1st 2011
Thom talks to Kyle Olson, Founder and CEO of Education Action Group Foundation, (educationactiongroup.org/) on Student loans & for profit colleges are creating a new generation of indentured servants.
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