January 24th 2012
Can anybody give me the status on Subsidy for Education loans for students whose parents income belwo 4 laksh
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August 30th 2011
Well, I’m in a two-year degree program at the local community college, but need to take out a student loan for a computer and books. I’m 20 years old, married, and unemployed at the time (seven and a half months pregnant). My husband is only 19, and hasn’t been at his job for longer than three months (although he’s been consistently employed for the past year and a half). Parents as cosigners is not an option- so any advice?
Well, I got a grant, but it’s simply not enough. Thanks for the suggestions- I’ll definately check them out!
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August 22nd 2011
My parents make too much money per year, so I am not eligible for grants or student loans. However they are trying to pay off all of their debt and are not willing to pay the rest of tuition, after all my scholarships.
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August 14th 2011
I’m a rising junior with no scholarship money anymore, and my savings are completely drained. I’ve been looking at student loans, but I just started a new job and have no credit right now, so i need a so-signer on my loans. My parents have already said they won’t co-sign for me, and I don’t have anyone else to ask.
Does anyone know of any student loans for around 00 that I would be eligible for without a co-signer?
I filed my FAFSA on sunday. The problem is that according to my parents tax information, I’m not eligible for federal assitance because they made to much money. What the government is neglecting to realize is that my parents aren’t paying for my college.
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July 5th 2011
I’m currently working on my Bachelor’s of Science degree, and I’m just under halfway there. Unfortunately, my parents have both passed away, so I rely entirely on grants and student loans to foot my tuition bill and living expenses. I also work part time, but it’s not enough to cover living expenses alone while going to school. My expected annual income after graduation is in the 38-40K range. I’ve already taken out over 10K in loans, and like I said, I still have probably another 3 years at a major university to go. How much can I take out in student loans and still be able to pay it all back?
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June 21st 2011
I have pretty bad credit, so i don’t think i’d be able to take out a regular loan. My parents have already taken out loans in my name for school (with my permission), so I know my social security number has passed through the system before. Would my credit affect my ability to get another student loan? What about already having some out in my name? Thanks!
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April 6th 2011
I recently graduated from law school and am desperately trying to consolidate my student loans but I have bad credit. My parents are willing to co-sign but they also have bad credit.
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March 15th 2011
I want to take ownership of the debt incurred by my parents when they co-signed my education. I pay everything on my own now, but I would like to take their responsibility away even if it is on paper.
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February 3rd 2011
i am 20 years old. i have put off college since i graduated in 08. i am tired of working minimum wage jobs. i really want to attend college now, and as i was talking to my parents about it they tell me that they arent gonna pay for me to go. i dont qualify for fasfa because my parents make to much money. what kind of student loans can i apply for as for having poor credit?
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January 6th 2011
and has been doing so for 12 years straight? Or would you encourage them to use the degree(s) they already have and start working?
I know someone like this and I am just curious.
She also lives off of the student loans, not off her parents if that matters.
This involves hundreds of thousands of dollars in loans, which need to be paid back at some point, so they continue with school to avoid the inevitable.
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January 4th 2011
I have been in community college for the first 2 years of my schooling so I have not had to take out any student loans yet. I have been applying for loans for this next semester and I have been getting really high interest rates. Some are over 15% which I feel is riduculous. I am 21 years old with good credit and I have used my parents as co-borrowers when applying. They do not have great credit and my dad makes too much money for me to get any government help, but they don’t pay for anything. Where should I go for lower interest rate on loans? Also, what is a good amount to take out if I decide not to work next semester? Thanks!
My parents are married so any information I use goes for both parents.
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November 11th 2010
My parents are encouraging me to go somewhere very close to our house, but i have my heart set on going somewhere else. They are trying to sell me the idea that i may never pay off my college loans.
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October 22nd 2010
I got no scholarships and i have no money and my parents wont help out. Can i get loans to pay for all 4 years and then med school?
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October 10th 2010
My friends son and his ex wife has asked him to co sign for a college loan which is not re payable until the year 2012.
I do not understand college loans and he has asked me what I think of it. He believes he may be getting himself into some kind of a financial trap.
I did not know a college loan required a co signer. Does it?
He already payed for his 1st years tuition and his dorm fees and all that stuff. I do not want to give him mis information, but clearly he is concerned. Who do we ask about this for sound financial advice? Do you know anything about college loans for an 18 yr old child? Do you think he is being ripped off? Do the parents co sign a college loan for K not repayable for at least 5 yrs?
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September 13th 2010
For a person 17/18 working part time. Going to university say 4 years. Living away from home,(not with parents. )
(Perth, WA)
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September 8th 2010
On Aug 27 ‘09, the home minister of india P.Chidambaram said that the government would provide interest subsidy for students whose parents’ annual income is below 4.5 lakhs? Has there been a GO passed in accordance with this??
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September 3rd 2010
I’m a sophomore and my parents are not helping me with college. I want to start thinking about how I’m going to pay for it. I don’t exactly know what you have to do to get college loans and all of that stuff. Could someone give me some info on the process please?
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August 19th 2010
So im 17 years old and my whole life ive wanted to go to a good college… After all the years of making my self do well in school i just applied last month. Now my parents are talking about how ungratefull i am and that i dont deserve anything and that i cant go to school unless they pay for it??? Is this true??? is there any sort of student loans that i can get without them???
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August 18th 2010
How to Get a student loan (without co-signer) — www.TheBetterInfo.com For most college students it is pretty difficult to get into college, not to mention pay for it. With the economy in shambles it seems as though it has become even harder to pay for college. Where it may seem difficult to get a loan, there is hope for your dreams of a college education. You can aquire a loan without a cosigner In this article, I will discuss the different loan programs out there, both government and private. Go to the fasfa.gov website and fill out the online application. It is important to fill out this application regardless of whether or not you think you will be denied. Go to staffordloan.com and fill out the online loan application for the Stafford loan. The Stafford loan is a federal loan where your credit score means nothing and virtually anyone can get this loan. You can get this loan subsidized or unsubsidized. To learn more about How to Get a student loan (without co-signer), please visit: www.TheBetterInfo.com
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August 13th 2010
How to Get a Student Loan With Bad Credit – www.TheBetterInfo.com With the economy in tough shape, it is becoming difficult for students to secure the loans they need to finance their education. Many students have little or no credit To get loans in their own name, but there are a few things students can do to try and fill the need. Tips & Warnings If you know you’re going to have difficulties securing the money you need to finance your education, make sure you start the process as soon as you can. Be open with your parents and your Financial Aid department about your situation – they can only help you. You should have a back up plan – apply to a school which you could afford without a loan and/or if you worked part-time. Complete your school’s financial aid application early to increase your chances of getting merit- or need-based scholarships. Consider delaying your education until you can improve your credit history by paying off any unpaid debts. Eligibility for federal loans is impacted by a criminal record, not by a credit score. Beware of predatory lenders who will extend credit at exorbitant interest rates. To learn more about How to Get a Student Loan With Bad Credit, please visit: www.TheBetterInfo.com
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June 29th 2010
Ok, I am going to be a sophomore in college this year at the University of Tennessee. Tuition, along with room and board, and a meal plan, is going to be approx. 14,000 for the year (Aug-May). I don’t qualify for federal aid, my parents make too much money, yet we can’t pay for my schooling. I did get ,500 in Stafford loans though. But even after that, I need about ,000 in additional private student loans to cover the rest after my scholarship.
I applied by myself and didn’t get approved because I don’t have any credit. My parents didnt get approved as cosigners, neither did my sisters (which got approved last year), or SEVEN other working people I tried. (a couple of which make k+ a year alone) I mean, really, what am I going to have to do to get an education? It shouldn’t be this hard!
And I know the economy sucks right now… but really?
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June 15th 2010
How can i find a loan for my education with bad credit? I made some mistakes so please dont judge me. I am just looking for some wise council. My parents will not cosing for my brothers or I to go to school so therefore I am left to figure out how to pay for it myself. I am wondering if there are any places that help out with education loans especially with bad credit? My score is in the low 500s and I want to go to school badly. I am just afraid I am not gonna get approved for a loan for school. Please help!?
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