February 6th 2012

Student Loan Scam — from Rocky Mtn Homelessness

If you’re thinking that taking out loans will help you to get an education, you may be right. But what you’ll learn may also surprise you. Many college graduates are learning that the reality of the “American Dream” is actually a nightmare. Unless you want to ruin yourself financially, DON’T DO IT!–DON’T TAKE OUT LOANS IN ORDER TO GET A COLLEGE DEGREE! Seriously, there is no guarantee that you’ll get a job, much less a high paying job, upon graduation. There is also (and few people are talking about this) a tremendous amount of discrimination that college grads have no control over. Women, for example, typically are hired for dead-end clerical jobs that prevent them from ever gaining positions of power within most companies. Students who come from poor or working class families typically don’t have the “connections” that are so important for obtaining the really good jobs. Minority students of color face the “dead end job” dilemma that economically oppresses women. And some employers conduct credit checks on potential employees, leaving some college grads with student loan debt unemployable! Knowing all this, graduating from college can leave you with tremendous debt that can not be eliminated by bankruptcy. Even if you find yourself homeless, you will still be required to pay off those loans. Sallie Mae, contrary to popular opinion, is a for profit company. Lenders can sell your loans, add interest and fees onto the balance and make huge profits if you are unable to pay

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    January 29th 2012

    Bad Credit School Loan Consolidation Choice Home Loans Home Loan & Mortgage Brokers

    DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…

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      January 20th 2012

      Occupy Wall Street and Student Loans

      According to Prof. Chris Coyne, one of the main concerns of the Occupy Wall Street movement is the rising cost of college and student loans. If student loans were forgiven, however, it wouldn’t solve the fundamental problem of costly education. A government program that forgave student loans would improve the finances of people holding student loans, but it would do so at the expense of taxpayers in America. Many of these taxpayers would fall within the 99%. Furthermore, by seeking bailouts for student loans, the Occupy Wall Street movement is fundamentally no different than the banks and corporations that they’re criticizing.

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        January 17th 2012

        How to Pay Off Your Student Loans by Volunteering for Nonprofits

        theartofapplying.com Raymar Hampshire tells us how you can get money to pay back your student loans by being a volunteer consultant for nonprofits!

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          January 17th 2012

          Walk Away From Student Debt

          I’m spending 99 days with the 99%… DONATE TO HELP FUND THE PROJECT: www.wepay.com MORE INFO on the EDU HERE : edudebtorsunion.org sallie mae, student debt, default, student loan, default loan, edu, debtors union, college graduate, college loan, debt, student loan forgiveness,

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            January 15th 2012

            Sallie Maehem: Practically Everything Wrong with the (Predatory) Private Student Loan Industry

            Please Sign the Change.org Petition! www.change.org Tell Sallie Mae: Stop the Unemployment Penalty I’m Stef, a recent graduate of a public college who took out private student loans through Sallie Mae before the credit crunch. Despite my school’s relatively low tuition and my full-time job, I still needed the extra help in order to pay for my rent, utilities, and groceries because my parents had passed away. Sallie Mae loaned me money with a 9.75 percent interest rate because I didn’t have anyone who could co-sign. I graduated in May with honors, but even with an advanced degree in a technical field, I still haven’t found full-time work. I’m doing everything I can to avoid defaulting on my loans, but Sallie Mae has charged me hundreds of dollars in extra fees because I’ve had to delay my payments (called forbearance). Federal loans allow the unemployed to defer payments without any fees, so the same kindness is not too much to ask from America’s largest private lender. Since May, I’ve already had to pay 0 to Sallie Mae in “forbearance fees.” ( per loan for every 3 month block. Consolidation is not an option.) Not a dime has gone into my loan principal. Meanwhile, the interest on my loans keeps growing — meaning that Sallie Mae will cash in two times — once with the extra fees they’re charging me, and again when I pay the interest that accrues as I look for work. As an unemployed person looking for work, I need every extra dollar I have to pay for rent, electricity

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              January 14th 2012

              Student Loan Consolidation free debt consolidation and debt

              www.studentloandebtnomore.com Enter to win your student loans paid off Detailed help for students and graduates who have student loans.debt consolidation and debt

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                January 9th 2012

                “Know Before You Owe” For Student Loans

                The Consumer Financial Protection Bureau, a relatively new government agency, announces a ?Know before you owe? initiative for student loans patterned after it?s similar program for mortgages. The news conference at the University of Minnesota includes comments from Minnesota?s Attorney General Lori Swanson.

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                  January 7th 2012

                  Eliminate Student Loans Bankruptcy Forgiveness Consolidation Federal Private New York

                  Bankruptcy Lawyers Debt Consolidation Attorneys Mortgage Foreclosure Lawyer Frozen Bank Accounts and Wage Garnishment Attorney Credit Card Relief servicing Queens, Brooklyn, Bronx, Manhattan, New York, Staten Island, Nassau, Suffolk, Long Island I’m Neil Colmenares, a Consumer Bankruptcy…

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                    January 6th 2012

                    Quadrupled, Six Figure USA Student Loan Debt

                    It took about 15 years for my Student Loan Debt to quadruple. In the United States, there are no consumer bankruptcy protections for Student Loans, and if the debtor cannot pay the interest, the taxpayer will, over the course of the debtor’s adult lifetime.

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                      December 23rd 2011

                      Signature Loans? Small Pay Day Loans, Unsecured Personal Loans Consolidate Student Loans

                      Some OF The Loans We Offer PERSONAL LOANS Unsecured Personal Loan – Supreme Advances can help make your dreams a reality with an unsecured personal loan. Whether your plans include a vacation, a major purchase, school or consolidating your bills into one, simple monthly payment – we can…

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                        December 19th 2011

                        Obama on Student Loans, Perry’s Flat Tax Plan

                        Michael Shure talks with John Dickerson of Slate Magazine about student loans, Rick Perry’s flat tax plan, Herman Cain in Iowa, and much more.

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                          December 18th 2011

                          College Students Are Drowning In $950 Billion Dollars in Student Loan Debt.!!!

                          College students and graduates are drowning in debt with literally no to slim chance of finding or landing that JOB they studied so hard for and then went head over hills in debt to acquire! There is over 0 Billion dollars owed in student loans, more than the total credit card debt for the whole USA! I’m not knocking education at all here but we, the people as a whole are at a turning point in our society! The electronic age is now upon us and it’s time to wake the HELLO up! Now we have smart phones that we can do literally anything on, even watch TV! That was space age technology just a few years ago that we only dreamed about! I can remember when a calculator was called a computer. LOL, and now the computer you’re probably watching this video reading this description on has the capabilities to operate an Apollo and other space craft! Amazing huh! SO! FOR CRYING OUT LOUD, stop allowing yourself to continue being BRAIN WASHED with past Idiosyncrasies because they are working less & less as we excel into the future! Network marketing, multi-level marketing, or direct selling, whatever you wish to call it is the wealth builder of the 21st century! The timing couldn’t be better! Go to www.debbiewoodie.com and look at the most recession proof home based business out there! Best regards! Delbert

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                            December 10th 2011

                            Ron Paul on Student Loans, Budget Cuts and Libya

                            www.RonPaul.com – http -Please like, share, subscribe & comment! Email updates: www.RonPaul.com 10/24/2011 — Ron Paul is America’s leading voice for limited, constitutional government, low taxes, free markets, sound money, and a pro-America foreign policy. For more information visit the following websites: www.RonPaul.com http www.RonPaul2012.com http www.DailyPaul.com http www.RonPaulFlix.com

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                              December 7th 2011

                              Managing Student Debt: Income Based Repayment and Public Service Loan Forgiveness

                              The video was created to spread the word about options for students to deal with student loan debt after graduation, and have no strategy for managing their finances. The legislation is important because many students stop pursuing higher education because of financial burden. More information about IBR and PSLF can be found here: www.finaid.org Additional links on managing finances after gradaution can be found here: www.fastweb.com This video is a candidate for the Federal Reserve Bank of Richmond Financial Education Contest.

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                                December 1st 2011

                                Bankruptcy no option for student loans

                                With recent college graduates entering one of the worst job markets in history, Bill Whitaker reports on how student loans are preventing grads from filing for bankruptcy.

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                                  November 28th 2011

                                  Ron Paul: Unfair Student Loans Indenture Students & Hurt Everyone Else, Too

                                  www.RonPaul.com – Please like, share, subscribe & comment! 10 — Ron Paul is America’s leading voice for limited, constitutional government, low taxes, free markets, sound money, and a pro-America foreign policy. For more information visit the following websites: www.RonPaul.com http www.RonPaul2012.com http www.DailyPaul.com http www.RonPaulFlix.com

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                                    November 25th 2011

                                    Unsecured Personal Loans Consolidate Student Loans Secured Loans – Compare Homeowner Loans

                                    MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and…

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                                      November 25th 2011

                                      BeyoncĂ© “Countdown” Parody: Student Loan Countdown

                                      clicktotweet.com Click to tweet this BeyoncĂ© parody! Please favorite, like and share on Twitter and Facebook! Lyrics: Loooooaaaaaaannnnsss….. Oh my credit is dropping and they still keep calling nothing else has changed I can’t pay you Oh you must be crazy, payments are monthly no can’t do this on my own sallie mae, I can’t pay off my student loans they’re calling me at 10 i’m strssing on the 9 I’ve barely even 8 i’m not so lucky 7 they ring again at 6 let me call you back in 5 what are they looking 4 i’m trying to pay all 3 called my mother 2 but i’m not the only 1 went off to school to get my education little did i know debt was part of the equation could of dropped out but that’s a bad situation if you don’t pay up they’ll garnish your wages sallie mae and the government make bank if i default but i can’t find a job so that’s not my fault me and my boo yeah we wanna get married my debt is a load that we both gotta carry didn’t know my interest rate would be 12% payments just high as New York City rent Oh, should I stand out on wall street? would that even help me? Not sure what I should do. Barack are you listening? Oh, can I get a forebearance? No help from my parents I’m doing this on my own Sallie Mae I can’t pay off my student loans facebook.com twitter.com blog.franchesca.net Music video by BeyoncĂ© performing Countdown Music video by BeyoncĂ© performing Countdown Music video by BeyoncĂ© performing Countdown

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                                        November 23rd 2011

                                        Reducing Your Student Loan Debt: Barack Obama’s plan to help College Student Loan Borrowers Free

                                        Pay Off Any Debt Easy! Click Here: ow.ly student loan, student loans, Obama, Student, Loan, Loans, obama student loan, obama student loans, Plan, Debt, Reform, barack obama, obama speech, obama youtube, obama jobs, economy, obama economy, economy obama, president Obama, barack obama speech,…

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                                          November 19th 2011

                                          3 Reasons We Shouldn’t Bail Out Student Loan Borrowers

                                          Total student-loan borrowing is approaching trillion dollars and both Barack Obama and Occupy Wall Street (OWS) protesters are adamant some or all of that debt should be forgiven. But forgiving such loans ignores that the debt is voluntary, is relatively small for the average borrower, and merely continues the same bailout mentality that has already gutted the American economy. For a link-rich, heavily documented text version of this argument, go to reason.com “3 Reasons We Shouldn’t Bail Out Student Loan Borrowers” is written and narrated by Nick Gillespie and produced by Meredith Bragg. About 3.33 minutes long. Go to reason.tv for downloadable versions and subscribe to Reason’s YouTube channel to receive automatic notifications when new material goes live.

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                                            November 10th 2011

                                            YouSpeak: Student Loan Debt

                                            Americans now owe more in student loans than in credit card debt. In this week’s “YouSpeak,” BU Today asks, “How concerned are you about your student loan debt?” Read the full story on BU Today: www.bu.edu

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                                              November 8th 2011

                                              Forgive College Loans – From The Pea Patch

                                              A look at forgiving college loans!

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                                                November 3rd 2011

                                                Reducing Your Student Loan Debt: Barack Obama’s plan to help College Student Loan Borrowers

                                                Share this: my.barackobama.com Nearly six million students who have both guaranteed and direct loans will soon be able to refinance them and get a discount under President Barack Obama’s student loan debt reform plan: “Help Americans Manage Student Loan Debt”. You’ll only have to write one check a month and within a year it will ensure that more than 1.6 million college students won’t be required to make loan repayments over 10% of their income. President Obama’s plan will make college more affordable for students. All remaining debt is forgiven after 20 years of payments for college students. Debt is forgiven after 10 years for teachers, nurses, members of the armed forces, and others in public service careers. These are just some of the important repayment options designed to make student loan repayments more affordable. All of this progress builds off student loan reform President Obama signed into law in 2010. All of this progress makes sure that more students from working and middle class families can get college educations and the opportunities that come with them. Bankers don’t get to be middlemen for student loans anymore. We saved billion dollars by taking them out of the equation and a lot of the money is going towards loans and grants to make college more affordable for more people. Share this news and join the movement. President Obama needs your voice to be heard. He needs you to tell Congress that reforms like this are what we’re fighting for. Get the

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                                                  October 31st 2011

                                                  Obama Offers Some Student Loan Relief, but It’s Not Nearly Enough

                                                  Amidst growing support for the Occupy Wall Street movement throughout the country, President Barack Obama has decided to fast track a proposal to ease the burden on those buried in student loan debt. According to the president’s new plan, people with direct government student loans and government-backed private loans will be able to consolidate the two into one government loan, allowing borrowers a lower government rate and a .5 percent interest rate reduction. The plan will also lower the cap on maximum repayment of loans based on discretionary income from 15 down to 10 percent and forgive remaining debt after 20 years instead of 25.

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                                                    October 30th 2011

                                                    Instant Bad Credit Loans Consolidate Student Loans Online Small Business Loans, Business Start-Up

                                                    DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…

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                                                      October 17th 2011

                                                      Coming Up On The John Gibson Radio Show 10/17/11

                                                      John Gibson Program for Monday, October 17th 2011 Class War! President Obama’s year long Class War has given birth to the Occupy Wall Street Movement, which has spread World-wide and which the President is increasingly taking vocal ownership of. Will backing a movement of Unionists, Angry College Grads, Anarchists, Socialists, Communists, Alex Jones Truthers and Ron Paul acolytes make a good re-election strategy? It polls well now. Gibson examines. Plus: Obama heads off on another Bus Tour! Pay Me! A quick dig beneath the surfaces of the OWS Movement and you’ll find the usual Left Wing suspects but you’ll also discover a theme and a demand from many of the younger protesters. Pay Off My Student Loans. Should a Government that signed off on Moral Hazard and Bailed out the Banks pay off the Student Loans for a generation that incurred that debt but were handed a horrible economy? Gibson judges. Cain Rising! GOP Front-running Herman Cain met the working end of the Sunday MSM as they grilled him about his 9-9-9 Plan and his Foreign Policy Chops. In some cases, it didn’t go well. Plus, even more Establishment Conservatives worry about Cain’s prospects and political operation. Is Cain the real deal? Gibson looks. Plus: Why does Cain scare the heck out of African American Liberals ? LISTEN LIVE NOON-3PM ET WWW.GIBSONRADIO.COM 888-788-9910

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                                                        October 4th 2011

                                                        Student Loan Consolidation: An Homage to Good Eats

                                                        In honor of the end of Alton Brown’s Good Eats, today we discuss student loan consolidation as pizza dough. Thanks to Monique (youtube.com/stansellM) help shooting and Tom (youtube.com/holcomth) for the puppeteering and hand modeling.

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                                                          September 26th 2011

                                                          The Advantages And The Definition Of Debt Consolidation

                                                          What is debt consolidation and its purpose? Having some sort of debt is a normal thing. Debt has such a negative connotation but it actually is an important financial tool that both individuals and businesses incur in order to purchase pricey items without disrupting the normal flow of cash. It might be necessary for us, but having too much of it is another story. You can accumulate debt if you know that you have the capacity to pay it off, but many people have fallen victim to this method of thinking. Sometimes people find themselves deep in numerous debts and believe that debt consolidation is a way out. For people who also show interest in home loan such as home loans NZ and property management, you can check online.

                                                          What is debt consolidation and what assistance can it offer once you take this option? Just to be clear from the start, it doesn’t lower your over-all debt. It takes all your existing loans and combines them to make one big loan. So how does integrating all your debts into one debt make things easier for you? Debt consolidation is meant to lower the debtor’s interest rates compared to the one he/she previously had. In addition, integrating all the loans into one allows the debtor to focus on one statement rather than having to take care of multiple statements every month. Since debt consolidation is supposed to have easier terms and lower monthly fees, the person in debt will have a much easier time paying off the debt and still have a flexible cash flow.

                                                          What is debt consolidation ideally used for? Consolidating debts will be best used for instances when an individual has high amounts of credit debt from numerous credit card companies. Because credit card interest rates are relatively high, taking these debts out of credit card companies and putting them into one debt with a lower interest rate is indeed a wise decision. This option allows you to put a halt on high interest rates on your credit card debts, and integrate it into one debt with relatively low interest rates. Unless you want your debts to be subject to high interest rates, debt consolidation is advisable when used for credit card debt. So if ever someone asks you what is debt consolidation, you now have a thing or two to share about this type of payment option.


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                                                            September 21st 2011

                                                            PHP and Student Loan Debt

                                                            www.killerphp.com – Consider the current financial situation BEFORE going into student load debt to learn PHP, Java or nursing for that matter. Stefan Mischook

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                                                              September 20th 2011

                                                              Some Basic Bad Debt Consolidation Tips

                                                              Bad debt consolidation is something that can help you to achieve quick and immediate relief from high interest debts. It might not be the best solution to your problem, but it can prove helpful if you see no other way out. If you are looking for a consolidation loan then it is important to do so with caution and you need to remember that there are other options that you could consider.

                                                              You need to consider the debts that you are looking to consolidate first of all. These will include mortgages, credit cards, car loans, and others. Once you know which debts you want to consolidate you need to work out how much the balance is on each, what debt consolidation payments you are making, and how much the interest rates are.

                                                              Once you know the amount of money that you need to consolidate and which debts you are going to focus on as a priority you can then look to your options. If you do choose to go down the debt consolidation loan rate then you need to be aware of a couple of things. First off, this can be very beneficial because you will reduce your monthly payments and you will simplify your finances. Be aware, however, that often people actually end up paying more interest over a longer period of time and therefore you really need to consider whether this is the best option for you.

                                                              Anybody who actually owns a property and has more than 50% equity in it might want to consider the option of remortgaging. Doing this will release equity that can then be used to cover your debts. Generally mortgages are far more affordable and have much better interest rates than other debts and this will help you save a lot of money.

                                                              If you have developed a decent relationship with your bank then it might be an option to actually get a loan from them. This is only really viable if your credit rating is decent, but in general getting a loan from your bank will give you a bit more flexibility than you would achieve with a consolidation loan.

                                                              Perhaps you have some smaller credit cards that you want to consolidate. If this was the situation then getting a larger credit card could be an option as well. Again, this will require a decent credit rating.

                                                              The best option available would certainly be to borrow money from a family member or friend. While it is not always a good idea to mix in your finances with your family and friends, this will provide immediate and affordable relief.


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                                                                September 13th 2011

                                                                Personal Finance & Money Management : What are Stafford Loans?

                                                                A Stafford loan is a government-backed loan given to students for college tuition. Get approved for a Stafford loan by applying through the government financial aid Web site with help from an investment consultant in this free video on college loans. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu

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                                                                  September 9th 2011

                                                                  Sugar Daddies : Sex for College Tuition & Loans

                                                                  Follow me on Twitter : twitter.com Sugar Daddy Article : alturl.com

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                                                                    September 5th 2011

                                                                    Rep. Hansen Clarke: Congress should cut and cap mortgages and forgive student loans to create jobs


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                                                                      September 5th 2011

                                                                      Seeking Arrangement: College Students Using ‘Sugar Daddies’ To Pay Off Loan Debt

                                                                      “Enter the sugar daddy, sugar baby phenomenon. This particular dynamic preceded the economic meltdown. Rich guys well past their prime have been plunking down money for thousands of years in search of a tryst or something more with women half their age — and women, willingly or not, have made themselves available because of trying to survive. With the whole process going digital, women passing through a system of higher education that fosters indebtedness are using the anonymity of the web to sell their wares and pay down their college loans.” This in order to earn the right to exist in a world that doesn’t seem to care and/or even notice. Time for humanity to stop and see the accepted deception as the world we are allowing for our children. My Blog with regards to making this video: Stop Pimpin Life as a Ride: cathy4worldequality.wordpress.com Unveil the world as we know it: desteni.co.za desteni.co.za See Life Coaching: desteniiprocess.com See the root of the problem – let’s work towards a solution for ALL http Share your possession experience: www.demonology.co.za ———————— “…your stuck in this infinite line, you can’t see the beginning because it’s somewhere in the past but you can calculate that there must have been a beginning. You can’t see the future because that’s yet to come but you can calculate what the future will be. And you are the one that is here in the present now where you are trying to win.” – Bernard Poolman “…start investigating

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