February 6th 2012
Each year, Federal Student Aid disburses more than billion in federal aid to eligible students and their families for education beyond high school. This message is brought to you by the US Department of Education.
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February 6th 2012
If you’re thinking that taking out loans will help you to get an education, you may be right. But what you’ll learn may also surprise you. Many college graduates are learning that the reality of the “American Dream” is actually a nightmare. Unless you want to ruin yourself financially, DON’T DO IT!–DON’T TAKE OUT LOANS IN ORDER TO GET A COLLEGE DEGREE! Seriously, there is no guarantee that you’ll get a job, much less a high paying job, upon graduation. There is also (and few people are talking about this) a tremendous amount of discrimination that college grads have no control over. Women, for example, typically are hired for dead-end clerical jobs that prevent them from ever gaining positions of power within most companies. Students who come from poor or working class families typically don’t have the “connections” that are so important for obtaining the really good jobs. Minority students of color face the “dead end job” dilemma that economically oppresses women. And some employers conduct credit checks on potential employees, leaving some college grads with student loan debt unemployable! Knowing all this, graduating from college can leave you with tremendous debt that can not be eliminated by bankruptcy. Even if you find yourself homeless, you will still be required to pay off those loans. Sallie Mae, contrary to popular opinion, is a for profit company. Lenders can sell your loans, add interest and fees onto the balance and make huge profits if you are unable to pay …
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February 1st 2012
Pay Off Your Student Loans Early: Five Tips to Get Out From Under Your Student Loan Debt to the article loansinfoonline.com
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February 1st 2012
www.student-loan-today.com – Advice on college loans without cosigners for students or more commonly called “no cosigner student loans” will be addressed and much more to facilitate your research. Individuals who are expecting to advance their schooling however recognize that they shall not be able to do so while forgoing student financial aid and they possess various picks available for them. Innumerable students will be really surprised to uncover that quite a few no cosigner student loan programs in regards to financial backing choices attainable to them could be actually furnished by the federal government. Read more about student loans without cosigners at – www.student-loan-today.com
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January 29th 2012
January 29th 2012
DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…
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January 23rd 2012
Mike Huckabee on Fox News’ suggested to Bill O’Reilly that Mitt Romney should only release his tax returns if Obama releases his college transcripts and a copy of his admission records to show whether or not Obama had foreign student loans.. – www.BirtherReport.com
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January 22nd 2012
Independent Financial Expert, Alvin Hall answers parents and students’ questions on how to survive the financial pressures of university life. New research reveals almost a third of 17 – 25 year olds starting university in the autumn will live at home to save money. A quarter of students-to-be believe that the economy is so bad that getting into debt is inevitable and a third think that soon the costs of going to university will outweigh the benefits. Worryingly, almost half believe that today’s undergraduates will be the most financially disadvantaged for many generations. However, a quarter of students admit that if money was no object they would prefer to live in halls and live an independent life. More than a quarter of new students will be taking a job during term time to help ends meet and one in ten will be seeking employment in the holidays to earn some extra cash for term-time. Distributed by Tubemogul.
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January 20th 2012
This is the VOA Special English Education Report, from voaspecialenglish.com | http Today we talk more about the costs of higher education in the United States. If you missed last week’s report, you can find it on YouTube or at voaspecialenglish.com. Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer. If you follow the news, then you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the Department of Education. The department already makes these federally guaranteed loans for American citizens and permanent legal residents. But since the early nineteen nineties it has also paid private lenders to provide them. Now, as of July first, all new loans will go though the direct loan program only. Officials say the new law will save the government sixty-one billion dollars over ten years. The plan is to use more than half the savings to provide more federal Pell Grants to needy students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges. The new law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent. And the longest repayment period will be shortened from twenty-five years. Any remaining debt will …
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January 17th 2012
theartofapplying.com Raymar Hampshire tells us how you can get money to pay back your student loans by being a volunteer consultant for nonprofits!
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January 13th 2012
If current trends continue college tuition for newborns could be as high as 2k for a bachelor’s degree. Ana Kasparian and Cenk Uygur break it down. www.thedaily.com Subscribe to TYT U for more videos: www.youtube.com Submit a video to TYT U: www.youtube.com
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January 12th 2012
She’s no Kristen Wiig, but Sarah channels Suze Orman to give you the skinny on the current state of college education and student loans. Share your student loan story and you may see it in next week’s Clearly SK video!
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January 8th 2012
College loans? Don’t Pay! Sue ‘Em!!: Subscibe for other ways to screw over the government The Ultimate Rubix Cube Challenge! www.youtube.com Greater Expectations!! www.youtube.com Final Cut Angers My Face!! www.youtube.com I Only Watch TV For The Hot Guys!! www.youtube.com Please check out my second channel: www.youtube.com Other Stuff: www.twitter.com www.chengukargbo www.dailybooth.com
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January 3rd 2012
December 28th 2011
efederalstudentloans.com —- Federal student loans are generally low, compared to any other kind of student or personal loan. It is payable within 10 years which gives people ample time to pay off their existing loan.
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December 27th 2011
In Going Broke By Degree: Why College Costs So Much, Ohio University economist Richard Vedder lays out in plain language why, well, college costs so much. Vedder, also a scholar at the American Enterprise Institute, sat down at FreedomFest in mid-July with Reason magazine Editor in Chief Matt Welch to talk about college costs and more. Approximately nine minutes. Shot by Dan Hayes and edited by Meredith Bragg.
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December 25th 2011
In an effort to help offset financial uncertainty, the Obama Administration has released an Executive Order to change the timetable for President’s Bush Income Based Repayment (or IBR) student loan repayment option. The existing law had set the cap at 15% of the borrower’s Adjusted Gross Income, extended the repayment period up to 25 years, and forgave any debt remaining after 25 years. The new version, starting in 2012, will lower monthly payments to 10% of AGI and forgive the debt after 20 years. Find out if this new plan can help.
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December 24th 2011
Ron Paul hits a college loan question out the park at the CNBC Debate on Wednesday night. RonPaulHemp.com – Like, subscribe, comment, and share!
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December 23rd 2011
President Obama calls on Congress to continue to support education reform, including inspiring students to excel in math and science, revitalizing the community college system and making college more affordable. January 27, 2010. (Public Domain)
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December 18th 2011
Check out our new NYHELPs commercial. For details about the state-sponsored, low-interest education loan program, visit www.hesc.org/nyhelps.
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December 18th 2011
College students and graduates are drowning in debt with literally no to slim chance of finding or landing that JOB they studied so hard for and then went head over hills in debt to acquire! There is over 0 Billion dollars owed in student loans, more than the total credit card debt for the whole USA! I’m not knocking education at all here but we, the people as a whole are at a turning point in our society! The electronic age is now upon us and it’s time to wake the HELLO up! Now we have smart phones that we can do literally anything on, even watch TV! That was space age technology just a few years ago that we only dreamed about! I can remember when a calculator was called a computer. LOL, and now the computer you’re probably watching this video reading this description on has the capabilities to operate an Apollo and other space craft! Amazing huh! SO! FOR CRYING OUT LOUD, stop allowing yourself to continue being BRAIN WASHED with past Idiosyncrasies because they are working less & less as we excel into the future! Network marketing, multi-level marketing, or direct selling, whatever you wish to call it is the wealth builder of the 21st century! The timing couldn’t be better! Go to www.debbiewoodie.com and look at the most recession proof home based business out there! Best regards! Delbert
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December 17th 2011
The following description was taken from the actual petition hosted on SignOn.org signon.org Forgiving the student loan debt of all Americans will have an immediate stimulative effect on our economy. With the stroke of the President’s pen, millions of Americans would suddenly have hundreds, or in some cases, thousands of extra dollars in their pockets each and every month with which to spend on ailing sectors of the economy. As consumer spending increases, businesses will begin to hire, jobs will be created and a new era of innovation, entrepreneurship and prosperity will be ushered in for all. A rising tide does, in fact, lift all boats – forgiving student loan debt, rather than tax cuts for corporations, millionaires and billionaires, has a MUCH greater chance of helping to rise that tide in a MUCH shorter time-frame. The future economic success of this country is wholly dependent upon a well-educated, prosperous middle class. Instead of saddling entire generations with debt from which there is no escape, let’s empower the American people to grow this economy on their own! Therefore, we, the undersigned, strongly encourage Congress and the President to support H. Res 365, introduced by Rep. Hansen Clarke (D-MI), seeking student loan forgiveness as a means of economic stimulus. For over 30 years, the rich have gotten richer, the poor have gotten poorer, and the middle class is slowly but surely being squeezed out of existence. Instead of more of the same corporate …
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December 16th 2011
www.sablog.org A funny yet informative video on student loan consolidation
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December 13th 2011
Is Kaplan ownership influencing how the Washington Post is covering for-profit colleges? Ana Kasparian and Misty Kingma discuss on TYT University. Source: www.huffingtonpost.com Check out “News Your Should Know” at www.youtube.com and Follow Misty at www.twitter.com/MistyCityLA
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December 10th 2011
December 7th 2011
The video was created to spread the word about options for students to deal with student loan debt after graduation, and have no strategy for managing their finances. The legislation is important because many students stop pursuing higher education because of financial burden. More information about IBR and PSLF can be found here: www.finaid.org Additional links on managing finances after gradaution can be found here: www.fastweb.com This video is a candidate for the Federal Reserve Bank of Richmond Financial Education Contest.
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December 4th 2011
President Obama outlined a plan to speed up help for millions of Americans struggling with the cost of higher education. Gwen Ifill discusses the president\’s effort to ease the burden of student loans with \”Generation Debt\” author Anya Kamenetz and Jeff Selingo of the Chronicle of Higher Education.
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December 1st 2011
With recent college graduates entering one of the worst job markets in history, Bill Whitaker reports on how student loans are preventing grads from filing for bankruptcy.
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November 28th 2011
Goldie Taylor is a CNN/MSNBC political contributor who is a self-described independent, but also someone who supported Barack Obama for president in 2008. She tells CNN host Don Lemon that Ron Paul is right when it comes to the role that the federal government plays in driving up the cost of tuition for college students. Ron Paul Goldie Taylor Don Lemon CNN federal student loans education college tuition costs MSNBC Rachel Maddow Mitt Romney Rick Perry Herman Cain Michele Bachmann Newt Gingrich Rick Santorum Sarah Palin Barack Obama Elizabeth Warren socialist
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November 19th 2011
Total student-loan borrowing is approaching trillion dollars and both Barack Obama and Occupy Wall Street (OWS) protesters are adamant some or all of that debt should be forgiven. But forgiving such loans ignores that the debt is voluntary, is relatively small for the average borrower, and merely continues the same bailout mentality that has already gutted the American economy. For a link-rich, heavily documented text version of this argument, go to reason.com “3 Reasons We Shouldn’t Bail Out Student Loan Borrowers” is written and narrated by Nick Gillespie and produced by Meredith Bragg. About 3.33 minutes long. Go to reason.tv for downloadable versions and subscribe to Reason’s YouTube channel to receive automatic notifications when new material goes live.
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November 13th 2011
Reason #16: Ron Paul wants to end federal student loans because they are responsible for the rising cost of college tuition. If we get rid of federal student loans, schools will have to set more competitive prices. www.ronpaul2012.com http www.ronpaulforums.com http www.bluerepublican.org http www.ronpaulswag.com http www.twitter.com libertykitty.tumblr.com Follow me on Twitter www.twitter.com kathryndelong.blogspot.com http Please “like”, share, and subscribe! Help me get the message out about Ron Paul and his campaign for liberty.
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November 4th 2011
www.result.awami.org Board of Intermediate and Secondary Education Lahore which is commonly known as Lahore Board is one of the famous educational boards of Pakistan.First Year and Second Year Results 2011. Result FA Part 1, Result FA Part 2. FSc. Part1 FSc. Part2. Examination Intermediate Part1 and Part2. Exam Result Inter 2011.
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November 3rd 2011
On October 31, 2011, Chairman Kline appeared on Fox & Friends to discuss the impact of the President Obama’s student loan plan and the rising costs of higher education.
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October 31st 2011
According to the Department of Education, an average of 8.8% of student loans from the 2009 school year are now in default. So if you have student loans, are you struggling to repay? Money reporter Jim Robinson has a few ideas to help.
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October 31st 2011
Amidst growing support for the Occupy Wall Street movement throughout the country, President Barack Obama has decided to fast track a proposal to ease the burden on those buried in student loan debt. According to the president’s new plan, people with direct government student loans and government-backed private loans will be able to consolidate the two into one government loan, allowing borrowers a lower government rate and a .5 percent interest rate reduction. The plan will also lower the cap on maximum repayment of loans based on discretionary income from 15 down to 10 percent and forgive remaining debt after 20 years instead of 25.
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