Archive for January, 2011

January 31st 2011

Federal student loan consolidation scam?

Alright, so this is my 4th question on the same topic and I hope that this time I will get a legit response. That means no advertisements of any sort. This question is basically a yes or no question.

So here’s the question:
Does student loan consolidation requires 2 references? That means if someone wants to consolidate his/her student loan, are the consolidators going to ask for 2 references?

The reason I asked is because one of my friends is asking me as his referencer for his loan consolidation and I am hesitate to do so because from what I know is that only entrance counseling have it.


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    January 30th 2011

    7/8 – Tickets/Student Loans – Govt Deception Revealed – Robert Arthur Menard

    Playlist URL – www.youtube.com – Student Loans – Everyone has a free education. Student loans have a section that deals with deduction and set-off. Two parties owe each . They can both deduct the from their accounts and call it even. A set-off is a claim of a debt. The fact there might not be any real debt irrelevant to the claim/set-off. So one claims of debt. The other party claims that there might be a debt of . Gov’t that have fait currency. That is money with no real value. The gov’t can not put you in situation where 1) there is no real money 2) they put you in debt There is no way to pay off the debt. They provide a remedy by providing the bond tracking number on the back of the birth certificate. Send the student load agency one letter stating you have some questions related to your student loan and the number on the back of your birth certificate. In the letter state that you want answers to there questions within 30m days.. And if they don’t, you have the right to answer the questions for them. When they do not reply. Send them another letter stating fact that you had sent them a letter for answer to these questions. Since they did not answer any of them. Now I am going to answer them for them. Here is the answer to my questions. Now based on my answers. I now have a belief. I now have an understanding. Based upon that understanding I am going to draft a document called “A Claim of Right”. You are going to claim the right to seize your bond revenue

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      January 30th 2011

      Can you help me with my student loan consolidation questions?

      Can you consolidate unsubsized loans? and where is the best place to go to consolidate student loans? I have ,000, spread out into 6 or 7 loans.


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        January 30th 2011

        Savings Bond Tax Benefit: Higher Education – Loans?

        Can I still receive the same tax benefits by applying Savings Bonds to Higher education expenses if I do so after the loans are in Payment status? I wish to apply the Savings Bonds to a third party loan holder (i.e. Wells Fargo) at this point in time; I have already graduated and am current on payments yet wish to apply the bonds to my outstanding loans.
        Can I apply at the same benefit as those who apply the bonds to the expenses as they occur?


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          January 30th 2011

          Hillary Clinton on No Child Left Behind and College Loans

          Visit glassbooth.org for more information on all of the 2008 presidential candidates.

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            January 29th 2011

            Bankruptcy and Student Loans

            Filing bankruptcy may not necessarily offer a total discharge of student loan debt; however, it may still help in ways you wouldn’t have expected.

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              January 28th 2011

              Federal Loan Debt Consolidation : Student Loan Debt Consolidation

              Student loan debt consolidation – Consolidate your student loans or college loans to lower your monthly payment. Student loan debt consolidation services for federal and private students. Federal debt consolidation loan is an easy and complicated way to repay federal student loans. Federal…

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                January 28th 2011

                How long does student loans take to get though?

                I applied for student loans like last week and it said I’m suppose to receive something in 24 hrs, but I didn’t get anything back yet and I’m afraid that if it doesn’t go through by the time I start school tomorrow, I won’t be able to go to college. Does the student loans pay for the classes and books too or you still have to pay? If yes, how does the payment plan actually work? I know it’s like a monthly pay, but how do you do it?


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                  January 26th 2011

                  FAFSA – Financial Aid is Available

                  There are three primary type of Financial Aid – Grants, Work Study and Education Loans, The video highlights each and explains how the work.

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                    January 26th 2011

                    Stop the College Debt Squeeze!

                    Danny Schechter about students that have thousands of dollars in debt when they graduate.

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                      January 25th 2011

                      why banks are not give the education loans?

                      sir i am studying m.sc biochemistry in srimad andavan arts and scince college srirangam in trichy,
                      i am applying a education loan for my PG degree but the bank of baroda in kulumani branch trichy distric doesnot give the loan
                      because he said our father agriclutral loan does not completed so i am not give the education loan . but i am in ablility for the college fees. please consider me ability condition. thanking very much sir


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                        January 24th 2011

                        Financial Aid : Where to Get a Student Loan With No Job

                        Most federal loans and federal aid do not require a person to be employed in order to receive loans, grants or scholarships. Find out how to qualify for loans by applying for federal aid with help from a financial aid officer in this free video on student loans and financial aid. Expert: Brooke Kramer Contact: www.argosy.edu Bio: Brooke Kramer is the financial aid officer at Argosy University in Salt Lake City, Utah. Filmmaker: Michael Burton

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                          January 24th 2011

                          What happens to my government consolidated student loans if I go back to graduate school?

                          I am looking into going to graduate school next year and I have recently submitted my paperwork to consolidate my undergraduate student loans with the government. My question is what happens with this new consolidated loan when I go to graduate school? I had both subsidized and unsubsidized loans that were consolidated into one new loan. Can I defer this new loan while in graduate school and will the entire loan accrue unpaid interest while in school or only the portion that was unsubsidized to begin with? Thanks.


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                            January 23rd 2011

                            Where Can I find Student Loan Consolidation guide?

                            Does anybody knows best place to look for Student Loan Consolidation?


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                              January 23rd 2011

                              Student Loans Bubble

                              www.pbs.org Above link to PBS doc College Inc Below article that came out in the Kansas City Star on Saturday Jan 15th For-profit colleges are fighting a proposed rule that would cut off their pipeline to federal student loans if too many students default on those loans. At the other end of the higher education spectrum, law schools are fending off accusations that they, too, entice students to take on mountainous debt, knowing many graduates won’t be able to find jobs at salaries high enough to pay off their loans. Public and private colleges and universities are facing related problems. Overall, students and schools are tacking into a perfect storm. Students are told their lifelong earning potential hinges on getting a college degree. But state support for public universities has tanked, as have endowments at private colleges. Meanwhile, the average cost of tuition and fees has increased by 466 percent over the last 25 years, more than four times the rate of inflation. For most families, money to finance college isn’t readily available. But student aid is, especially federally backed loans. The average college senior in 2009 graduated 000 in debt — and facing the bleakest job market in more than a decade. Experts warn that higher education is the next bubble about to burst. More than 0 billion in public and private student loan debt is outstanding, but only 40 percent is actively being repaid. Graduates who default on federally backed loans eventually will find

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                                January 22nd 2011

                                Fallout on Main Street: College Debt 101 in Bloomington, Indiana

                                Is Sallie Mae poised to join Fannie Mae on the list of economic disaster stories? The rising cost of a university education combined with a flat job market is making it difficult for students and their families to pay off college loans. In Bloomington, Indiana many of those waiting tables and cleaning dishes at the famed Mother Bear’s Pizzeria are Indiana University students working their way through school. Catching the rare free moment between orders, workers describe the stress they are feeling in these rocky economic times. The recent credit crunch at the banks and the chaos on Wall Street has already added to their worries – undercutting family credit records, draining stock funds, and causing some students to question what the future will hold.

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                                  January 21st 2011

                                  School Loan Consolidation Choice Home Loans – Home Loan & Mortgage Brokers Bad Credit

                                  MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and…

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                                    January 20th 2011

                                    Student Loans – What It’s Like To Be In Student Debt

                                    A compilation of videos from video bloggers (vloggers) and former students across the Internet with their inner most thoughts about what it’s like to be owe student loans.

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                                      January 20th 2011

                                      Does anyone have a suggestion on where I can get student loans with bad credit?

                                      I am a student and I really need additional funds for school. I do have federal financial aid, but I need funds for additional school costs. When I was younger I ran into some bad times and basically ruined my credit. Does anyone know anywhere that will work with people like me…I am kinda desperate!


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                                        January 20th 2011

                                        Will the Army pay off my loans and help further education?

                                        I already completed two years of college and paid for it with loans. I want to finish college, but I was wondering if it’s possible for the army to pay off my previous loans as well as give me more money to finish my degree. Can the tuition assistance program and GI bill both be used?


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                                          January 20th 2011

                                          Financial Aid : How to Get Financial Aid for Music Students

                                          Music students can get financial aid like any other students, by applying for federal student aid at www.fafsa.ed.gov. Find out how to write essays for music scholarships with help from a financial aid officer in this free video on student loans and financial aid. Expert: Brooke Kramer Contact: www.argosy.edu Bio: Brooke Kramer is the financial aid officer at Argosy University in Salt Lake City, Utah. Filmmaker: Michael Burton

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                                            January 20th 2011

                                            How do I get student loans for college?

                                            I’m completely and 100% clueless on how to get student loans for college. I’m already enrolled. The first 2 years have been out of pocket, but now I’m going to need student loans to pay the rest. How on earth do I do that?


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                                              January 18th 2011

                                              Personal Financial Education Debt Consolidation and Personal Loans Loans Get a loan Visit Now

                                              One of the largest independent finance brokers in the country. We have staff who are highly professional and experienced in a wide range of loan solutions and are ready to deal with your applications.Whatever type of Finance you require we could help. Borrow from for any reasonable purpose…

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                                                January 18th 2011

                                                Kal Tak – 15th March 2010 – Shehbaz Shreef – Part 1

                                                Prime Minister Special Education Fund, Pakistani Politics, Pakistani Political talk Shows, Pakistani Siasi Videos, Poor Students, Student Finance, Student Help Program, Javed Ch,

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                                                  January 17th 2011

                                                  Student Loans and Financial Aid Information Motorhome Financing and Camper Refinancing!

                                                  MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and…

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                                                    January 16th 2011

                                                    Can I put my student loans on a credit card and then declare bankruptcy?

                                                    I’m swamped in debt, but have good credit and lots of it. I was thinking about putting my student loans on my credit card (using those handy, low interest checks I get in the mail) and then declaring chapter 7 bankruptcy. Will this work? It seems like a great plan to me. I know it will be on my record for 10 years, but I don’t care about that. I’d rather be out of debt completely and then move to another country and start over. Has anyone gotten out of their student loan debt this way?


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                                                      January 15th 2011

                                                      Is it possible for visa students to receive loans for education in the United States?


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                                                        January 14th 2011

                                                        chase student Loan consoLidation caLcuLator

                                                        Are you a bad credit borrower and thinking to start and new business? Are you unable to find loans due to your bad credit history? After understanding such problems of bad credit borrowers many loan companies have come up with various attractive offers. Among which bad credit new business loans is worth-naming. These loans provide easy cash to the bad credit holders in setting up their own venture. You will easily qualify for these loans with any kind of bad credit history, namely: CCJs IVA Arrears Defaults Missed or late payment Bankruptcy and many more You can easily spend the borrowed funds in paying for all your business related needs like buying office premises, paying salary to the staff, investing the working capital, buying raw material, machinery, equipments and many more. Additionally, there is no restrain on the usage of the borrowed amount. Thus, you can feel free to use for any of your business related need. There are two viable options of bad credit new business loans ie secured and unsecured. Secured option comes with the definite clause of collateral. Here, you can raise amount in the range of 5000 to 75000 for a longer term of 5 to 25 years. In fact, the amount is a lot based upon the value of collateral placed. Additionally, this form comes with the advantage flexible term and lower interest rates. Whereas, unsecured bad credit business loans is available without any collateral requirement. This form will give you any amount in the range of 1000 to 25000

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                                                          January 14th 2011

                                                          Anyone know of a best place for private student loan consolidation?

                                                          Hey there, I am looking to consolidate my private student loans, I have a total of about k. Anyone know of a place that offers the best interest rate?

                                                          Thanks for any help.


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                                                            January 14th 2011

                                                            Private Lender Moves to Forgive Loans

                                                            With more and more students borrowing money to finance their college education, many people are turning to private loans to cover the costs.

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                                                              January 14th 2011

                                                              Student Loan Hearing: New York Attorney General Cuomo

                                                              The House Education and Labor Committee holds an investigative hearing into student loan practices with New York Attorney General Cuomo, who has been leading the effort to crack down on what he views as “predatory lending.” Here Cuomo gives his opening remarks explaining how abuse in student lending occurs.

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                                                                January 14th 2011

                                                                Private Student Loans – Alternative Student Loans for Colleg

                                                                Private Student Loans – Alternative Student Loans for Colleg As you can see, using a Private student loan to achieve your goal of a college education. A college education can be a priceless commodity over the life of the graduate. Using a private student loan to achieve this goal is a wise…

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                                                                  January 13th 2011

                                                                  what corp. has the best student federal loan consolidation plan?

                                                                  i am looking to consolidate my student loans, none are private and unfortunately i am yrs behind in this and my balance has increased a lot. any suggestions ???


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                                                                  January 12th 2011

                                                                  How much would a student pay back in student loans per month?

                                                                  If a student having about 20k-25k in loans total, how much a month would he or she pay per month?


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                                                                  January 11th 2011

                                                                  Student Loans : How to Get My Student Loan Discharged or Forgiven

                                                                  Getting student loans discharged or forgiven is not common, but it is possible by majoring and working in a certain field, spending a certain amount of time in the military or having an undue hardship that forces bankruptcy. Discover the ways that student loans are forgiven with financial advice from a guidance counselor in this free video on student loans. Expert: Cheri Ashwood Contact: www.wearehdtv.com Bio: Cheri Ashwood has a bachelor’s degree in psychology and education, and has been a guidance counselor for nearly a decade. Filmmaker: Christopher Rokosz

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